1. Middle class focuses on saving…
World class focuses on earning
2. Middle class thinks about money in linear terms…
World class thinks about money in non-linear terms
3. Middle class believes hard work creates wealth…
World class believes leverage creates wealth
4. Middle class believes money is the root of all evil…
World class believes poverty is the root of all evil
…
100. Middle class only focuses on money when they need it…
World class focuses on money all the time
How Rich People Think
by Steve Siebold
金持ちになる男、貧乏になる男
by スティーブ・シーボルド
1) 貧乏になる男は「小銭を貯める」ことを考え・・・・
金持ちになる男は「大金を稼ぐ」ことを考える。
2) 貧乏になる男は「時間」を「おカネと交換すること」を考え・・・・
金持ちになる男は「アイデア」を「おカネと交換すること」を考える。
3) 貧乏になる男は、金持ちになると「友人を失う」と考え・・・・
金持ちになる男は、金持ちになると「友人が増える」と考える。
4) 貧乏になる男は「すぐに金持ちになりたい」と考え・・・・
金持ちになる男は「金持ちにふさわしい人物になろうと考える。
5) 貧乏になる男は、おカネを「ストレス」と結び付け・・・・・
金持ちになる男はおカネを「心の平安」と結び付ける。
6) 貧乏になる男は、自分が金持ちになるに「値しない」と考え・・・・
金持ちになる男は、自分が金持ちになるに「値する」と考える。
7) 貧乏になる男は「嫌いなこと」をしておカネを稼いでいるが・・・・
金持ちになる男は「大好きなこと」をして財産を築く。
8) 貧乏なる男は「おカネと健康は無関係だ」と考え・・・・
金持ちになる男は「おカネで自分たちの命は救える」と考える。
9) 貧乏になる男は「宝くじ」に期待を寄せる・・・・
金持ちになる男は積極的に「行動」を起こす。
10) 貧乏になる男はおカネを「悪いもの」と考え・・・・
金持ちになる男は、おカネを「よいもの」と考える。
11) 貧乏になる男は「会社で働けば安定する」と考え・・・・
金持ちになる男は「会社は不安定」であることを知っている。
12) 貧乏になる男は、おカネを「有限」の資源と考え・・・・
金持ちになる男は、おカネが「無限」の資源と考える。
13) 貧乏になる男は、海外旅行を「出費」とみなし・・・・
金持ちになる男は、海外旅行を「投資」と考える。
14) 貧乏になる男は「他人に足を引っ張られる」と考え・・・・
金持ちになる男は「宇宙が応援してくれる」と考える。
1
Middle class focuses on saving…
World class focuses on earning
2
Middle class thinks about money in linear terms…
World class thinks about money in non-linear terms
3
Middle class believes hard work creates wealth…
World class believes leverage creates wealth
4
Middle class believes money is the root of all evil…
World class believes poverty is the root of all evil
5
Middle class believes being rich is a privilege…
World class believes being rich is a right
6
Middle class believes money is complicated…
World class believes money is simple
7
Middle class believes rich people are crooks…
World class believes rich people are ambitious
8
Middle class believes building wealth is a solitary effort…
World class believes building wealth is a team effort
9
Middle class worries about money…
World class dreams about money
10
Middle class believes money is negative…
World class believes money is positive
11
Middle class believes rich people are shallow…
World class believes rich people are strategic
12
Middle class believes the road to riches is paved with formal education…
World class believes the road to riches is paved with specific knowledge
13
Middle class believes money is earned through labor…
World class believes money is earned through thought
14
Middle class worries about running out of money…
World class thinks about how to make more money
15
Middle class thinks about spending…
World class thinks about investing
16
Middle class sees money through the eyes of emotion…
World class sees money through the eyes of logic
17
Middle class underestimates the wealth building power of referral marketing…
World class knows referral marketing creates millionaires
18
Middle class focuses on pleasurable activities…
World class focuses on money making activities
19
Middle class sees money as a finite resource…
World class sees money as an infinite resource
20
Middle class earns money doing things they don’t like to do…
World class gets rich doing what they love
21
Middle class believes rich people are ruthless…
World class believes rich people are generous
22
Middle class has a lottery mentality…
World class has an action mentality
23
Middle class is waiting to be rescued from financial mediocrity…
World class knows no one is coming to the rescue
24
Middle class believes rich people are smarter…
World class believes rich people are more savvy
25
Middle class sees money as controlling…
World class sees money as liberating
26
Middle class believes money changes people…
World class believes money reveals people
27
Middle class believes in working for money…
World class believes in working for fulfillment
28
Middle class believes you have to do something to get rich…
World class believes you have to be something to get rich
29
Middle class plays it safe with money…
World class takes calculated risks
30
Middle class believes you have to have money to make money…
World class believes in using other people’s money
31
Middle class believes jobs are the safest way to earn money…
World class believes outstanding performance is the safest way to earn money
32
Middle class believes in financial scarcity…
World class believes in financial abundance
33
Middle class sees money as a weapon…
World class sees money as a tool
34
Middle class believes they aren’t worthy of great wealth…
World class believes they deserve to be rich
35
Middle class denies the importance of money…
World class knows money is a critical component of life
36
Middle class believes money is their enemy…
World class believes money is their friend
37
Middle class waits for their ship to come in…
World class builds their own ship
38
Middle class believes financial markets are driven by logic and strategy…
World class believes financial markets are driven by emotion and greed.
39
Middle class believes money is about status…
World class believes money is about freedom
40
Middle class lives beyond their means…
World class lives below their means
41
Middle class equates money with stress…
World class equates money with peace of mind
42
Middle class thinks small…
World class thinks big
43
Middle class believes people are out to get them…
World class believes the universe is conspiring to help them
44
Middle class believes their thinking is unrelated to their net worth…
World class knows thinking is the catalyst of all results
45
Middle class experiences good fortune and can’t believe it…
World class experiences good fortune and wonders what took so long
46
Middle class believes the more money you earn the more stress you experience…
World class believes the more money you earn the less stress you experience
47
Middle class believes the more money you make the more problems you will have…
World class believes the more money you make the fewer problems you will have
48
Middle class believes the rich are obsessed with money…
World class believes the rich are obsessed with success
49
Middle class believes the rich are selfish and self-absorbed…
World class believes the rich are selfish and self absorbed
50
Middle class dreams of having enough money to retire…
World class dreams of having enough money to impact the world
51
Middle class believes it’s shrewd to be cynical…
World class believes it’s shrewd to be optimistic
52
Middle class believes the rich should support the poor…
World class believes in self-reliance
53
Middle class sees the wealthy as oppressors…
World class sees the wealthy as liberators
54
Middle class believes getting rich is outside their control…
World class knows getting rich is an inside job
55
Middle class thinks the rich believe they are more intelligent…
World class knows intelligence has little to do with getting rich
56
Middle class associates with anyone…
World class carefully monitors their associations
57
Middle class embraces advanced degrees…
World class embraces any form of education that makes them wealthier
58
Middle class have loosely defined goals with flexible deadlines…
World class have highly defined goals with do or die deadlines
59
Middle class works as little as possible…
World class works as smart as possible
60
Middle class loves to be comfortable…
World class is comfortable being uncomfortable
61
Middle class is timid and scared…
World class is aggressive and bold
62
Middle class longs for the good old days…
World class dreams of the future
63
Middle class plays not to lose…
World class swings for the fences
64
Middle class sets their financial expectations low so they’re never disappointed…
World class sets their financial expectations high so they’re always excited
65
Middle class has a financial windfall and worries about losing it…
World class has a windfall and figures out how to leverage it
66
Middle class is externally motivated to make money…
World class is internally motivated to make money
67
Middle class suffers from lack consciousness…
World class enjoys prosperity consciousness
68
Middle class believes money will make them happier…
World class knows money has little to do with happiness
69
Middle class believes people seek money for power…
World class believes people seek money for control
70
Middle class never makes the connection between money and health…
World class knows money can save your life
71
Middle class believes ambition is a sin…
World class believes ambition is a virtue
72
Middle class believes rich people are snobs…
World class believes rich people are guarding their consciousness
73
Middle class believes rich people are arrogant…
World class believes rich people are confident
74
Middle class believes self-made millionaires had an unfair advantage…
World class knows their advantage was hard work
75
Middle class bases their beliefs about the rich on the minority…
World class bases their beliefs about the rich on the majority
76
Middle class believes they’re missing something…
World class knows it’s beliefs that make the difference
77
Middle class believes they lack desire…
World class knows we all have everything we need to be rich
78
Middle class believes they must choose between a great family life and being rich…
World class knows you can have it all
79
Middle class believes having a job gives them security…
World class knows there’s no such thing
80
Middle class believes starting a business is risky…
World class believes starting a business is the fastest road to wealth
81
Middle class believes it’s wrong for a small group of people to possess most of the money…
World class welcomes the masses to join them
82
Middle class believes wealth creates dysfunctional families…
World class believes unearned wealth creates dysfunctional families
83
Middle class believes money creates corruption…
World class believes a lack of money creates corruption
84
Middle class believes the rich are spiritually bankrupt…
World class believes the rich are among the most spiritual people in society
85
Middle class believes if they become wealthy they will lose their friends…
World class believes being wealthy will expand their network
86
Middle class believes you have to sacrifice your health to get rich…
World class believes being rich will make you healthier
87
Middle class hands down their limited beliefs about money to their children…
World class hands down their unlimited beliefs about money to their children
88
Middle class teaches their children how to survive…
World class teaches their kids how to get rich
89
Middle class teaches their kids about money by example…
World class does the same thing
90
Middle class teaches their kids how to save their pennies…
World class teaches their kids how to invest their pennies
91
Middle class encourages their kids to be nice and make friends…
World class encourages their kids to be smart and build a network
92
Middle class teaches their kids to be happy with what they have…
World class teaches their kids how to go for their dreams
93
Middle class minimizes the importance of money with their kids…
World class teaches their kids the importance of money
94
Middle class teaches their children the games of the masses…
World class teaches their children the games of the wealthy
95
Middle class doesn’t believe in personal development or self help …
World class believes they’re the secret to getting rich
96
Middle class doesn’t connect travel with wealth…
World class knows travel connects them with the wealthy
97
Middle class has access to the social skills of the masses…
World class has access to the social skills of the most refined among us
98
Middle class would rather be entertained than educated…
World class would rather be educated than entertained
99
Middle class believes rich people are workaholics…
World class knows millionaires have a ton of fun
100
Middle class only focuses on money when they need it…
World class focuses on money all the time